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Benefits of Transactions Using Bank Mega Credit Card and Its Types

As one of the private banks in Indonesia, the bank also offers mega credit card facilities that aim to make it easier for customers to make purchases.

The credit card itself seems to have become one of the lifestyles for most Indonesians considering that there are many benefits that can be felt. You no longer have to wait for a monthly pay day when you’re tempted to purchase necessities. That’s why many people want to use credit cards for daily payment transactions.

For those who  want to make transactions using a bank mega credit card, of course you have to understand the terms of preparation and how to use it. Simply put, having such a credit card is like getting a loan that later customers can bill every month.

Each bank has different rules regarding applying for a credit card including Bank Mega. Therefore, in this review we will provide information about credit card (CC) services from Bank Mega. For those who  want to try  to make a transaction using a bank mega credit card, let’s first take a look at the full discussion here.

Benefits of Transactions Using Bank Mega Credit Card

This method of transaction on credit provides many benefits for its users. One of them, Bank Mega often offers special promos and discounts for credit card-using customers when making purchases on partner merchants. For those of you who like to shop at the mall, you are guaranteed to feel its benefits.

Not only this, the bank also provides FAS Eyelets in the form of MegaCC Mobile, which makes it easier for customers to check transactions and bills. If you use a Bank Mega Credit Card, you will get some of the following benefits:

  1. Mega Bill

Make it easier to pay regular bills every month such as monthly internet/Wi-Fi bills, electricity, water, TV cablee, BPJS and LAIN bills. Monthly bills will be paid automatically through credit cards to ensure that there are no delays that lead to fines. With this advantage, it is also more time-consuming and practical, even you will get points from mega rewards.

  1. Mega Reward Point

By making transactions using the Bank Mega Credit Card  , you are also entitled to receive Mega Reward points. You’ll get 1 point for each purchase worth 25 thousand IDR with this credit card, which is valid for multiplication. Well, the points that have been successfully collected can later be used for shopping in Metro, Carrefour, Coffee Bean, Robbins and others.

  1. Mega Top Up

Customers can also enjoy the benefits of the Mega Top Up feature, which is a prepaid credit top-up via AutoDe debit. However, for those of you who want to enjoy this feature, you can first register through Call Center 15 000 10 (PSTN) or 600 10 (HP). However, if you make a transaction using this feature you will still get reward points.

Bank Mega Credit Card Options for Three Million Salary

If you are interested in making a transaction using a Bank Mega Credit Card, first know which product is most suitable and suits your monthly salary. As an example, here are some types of bank mega CC that are suitable for customers with a minimum salary of three million:

  1. Gold Card

The requirements for applying for a Mega Gold Card must be at least 21 years old and must have a minimum income of three million per month. Mega Gold Card is suitable for those of you who want to use a credit card for the first time with a limit of up to 2 million rupees.

  1. Platinum Card

Cc is also a type of mega platinum card that is limited to 10 million rupees but the condition is that your minimum income should be 5 million monthly. Recommended for those of you who like to shop and travel.

  1. Travel Card

As the name suggests, this credit card is suitable for those who like to travel by plane as you can enjoy a variety of free facilities up to more than 800 airport lounges in Indonesia and abroad.

  1. Transmart

Love shopping at Transmart or Carrefour? It’s really a must be a credit card because you’ll get a 10% discount and enjoy different attractive promos from the two supermarkets.

  1. Silver Card

In addition to the Mega Gold card, you can also choose the type of credit card that has no less attractive offers. Such as tour and travel packages, flight tickets, hotel promos and many more.

Choosing the right credit card type

Transactions using bank mega credit cards are not just for styles, make sure you use it for your needs. In addition, you also have to choose the type of credit card that suits your ability to pay installments later as this payment system is similar to going into debt.

Depending on the type of CC selected you get a certain amount of loan. This means that every month you are charged with the obligation to pay installments in accordance with the provisions along with an annual mandatory fee. Often new users pay less attention to such things and only use CC.

Also, choose the type of credit card that suits your ability and needs. For example, for those who want to use it to make regular purchases every month, you can choose a Gold Mega Card or a Silver Mega Card with a considerable range.

Tips for making transactions using bank mega credit cards safely

Transactions using credit cards are not guaranteed to be one hundred percent secure, as security is also dependent on the user himself. For this, pay attention to the following important tips to stay safe while making a transaction using a mega credit card:

  1. Shopping online on trusted websites

Don’t shop carelessly online, especially if you’re asked for credit card-related personal data. Not to mention that if it turns out that the site doesn’t have a high level of encryption/security, it could be that your credit card data was stolen by someone.

  1. Don’t transact using public Wi-Fi

For security reasons, avoid credit card transactions using public Wi-Fi, leaving out free ones. Such action is very dangerous and can make you abused by hackers.

  1. Does not store card numbers on mobile phones

In addition, you should not store important information related to credit card data on your phone. Imagine if the phone was lost? Then it doesn’t rule out the possibility that it could be misused by others who want to make you happy.

  1. Beware of fake emails

It’s not uncommon for CC users to get an email where they are asked to provide information about a credit card. It’s best to be more careful, distinguish between which emails are official and which are not. The CC number is confidential, especially passwords where both cannot be notified to other parties, including MegaBank.

What do you need to use or make a credit card? In fact, more and more people have been interested in using credit cards lately due to ease of payment. Regardless of the cause, make sure you choose the appropriate type of credit card so that in the future you can transact using the Bank Mega Credit Card comfortably, safely and seamlessly .


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